Sustaining an injury or property damage in a crash with an 18-wheeler is not an everyday experience, but when it does happen, victims need help. Unfortunately, accidents involving these larger commercial trucks often become immensely complex legal challenges. As we review the steps individuals can take after these incidents, we encourage you to consider contacting a personal injury lawyer with experience handling complex truck accident claims. Contact a Phoenix truck accident attorney for help today.
The First Steps After an 18-Wheeler Truck Crash in Arizona
The moments immediately following an 18-wheeler truck accident are critical, not only for your safety but also for the potential legal case that may follow. If you are involved in such an accident in Arizona, here are the first steps you should take:
- Ensure Safety and Call 911. Your immediate priority should be the safety of everyone involved. If possible, move to a safe location away from lanes of traffic. Don’t leave the scene of the collision. Call 911 to report the accident, request medical assistance, and ensure that law enforcement comes to the scene to document the incident.
- Seek Medical Attention. Even if you do not feel seriously injured, it is essential to seek medical attention as soon as possible. Some injuries, such as whiplash or internal trauma, may not be apparent right away but can have serious consequences. Medical records are needed to recover compensation.
- Document the Scene. If you are able, take photos and videos of the accident scene, including the vehicles involved, any visible injuries, skid marks, road conditions, and any relevant traffic signs or signals. Gather contact information from witnesses and make sure to get the truck driver’s name, contact information, employer details, and insurance information.
- Do Not Admit Fault. In the aftermath of an accident with an 18-wheeler, it is important not to admit fault or make any statements that could be used against you later. Limit your discussions with others.
- Contact a Lawyer. The complexity of 18-wheeler truck accidents often requires the expertise of a skilled attorney. A lawyer experienced in truck accident claims can help guide you through the legal process, deal with insurance companies, and ensure that your rights are protected.
What Types of Insurance Do Trucking Companies Have?
Trucking companies are required to carry various types of insurance to cover the potential damages that may arise from an accident. In Arizona, the types of insurance typically held by trucking companies include:
- Liability Insurance. Federal regulations require trucking carriers to carry a minimum of $750,000 in liability insurance, but this amount can be higher depending on the type of cargo being transported.
- Cargo Insurance. This insurance covers the goods being transported by the truck. If the cargo is damaged in an accident, this coverage will help compensate for the loss. While cargo insurance is not directly related to personal injury claims, it is an important aspect of the overall insurance package that trucking companies must maintain.
- Uninsured/Underinsured Motorist Coverage. Some trucking companies also carry uninsured or underinsured motorist coverage, which can provide additional protection in the event that the responsible party does not have sufficient insurance to cover the damages. This coverage is particularly important if there are multiple vehicles involved in the accident.
Will You Have to Go to Court?
Many victims of 18-wheeler truck accidents worry about the possibility of going to court to resolve their claim. While some cases do go to trial, the majority of truck accident claims are settled before having to go to court.
The decision to go to court will depend on several factors, including the complexity of the case, the willingness of the trucking company and its insurers to offer a fair settlement, and the strength of the evidence supporting your claim.
If the insurance company refuses to offer a settlement that adequately compensates you for your damages, your attorney may recommend taking the case to trial. Going to court can be a lengthy process, but it may be necessary to obtain the compensation you deserve. Your attorney will prepare your case, represent you in court, and work to secure the best possible outcome.
However, it is important to remember that your attorney will always strive to resolve the case in your favor without the need for a trial, if possible. The goal is to achieve a fair settlement that covers your all of your losses without the stress and uncertainty of a court battle.
Contact an Arizona 18-Wheeler Truck Accident Lawyer Today
If you or a loved one has been involved in an accident with an 18-wheeler in Arizona, the team at Sargon Law Group is here to help. We understand the complexities of these cases and are committed to fighting for the compensation you deserve.