If you were in a collision that resulted in property and bodily damage that you have yet to receive compensation for, you are likely wondering why your car accident settlement is taking so long. Naturally, you want your expenses paid sooner than later, but multiple factors are at play in a car accident case.
Depending on the complexity of the case, an average settlement may take anywhere from a few months to a few years.
Why Is My Car Accident Settlement Taking So Long?
There are numerous reasons why a settlement is taking so long.
Determining Fault and Damages
The initial stages of a car accident case can take a while as each side gathers evidence to make their case. In straightforward cases, such as when one party is definitely at fault, this process often takes less time. However, many cases are complex and require:
- Witness testimonies
- Evidence collection
- Additional crash investigation
In some cases, both parties may be liable. Although this means that the injured party may receive damage compensation thanks to Arizona’s comparative negligence law, the attorneys still need to figure out the settlement percentages.
Determining the extent of damages can also be time-consuming. Property and medical expenses may be more obvious, but determining long-term economic damages and non-economic damages, such as pain and suffering, is more complex.
Large Settlement Request
If you are asking for a large amount of compensation, you can expect the process to take longer than when requesting a lower amount. For large payouts, the other side will contest fault, damages, witness testimonies, and every step of the process.
Medical Considerations
Another factor is maximum medical improvement. Cases are typically not settled until the injured individual has fully recovered or has recovered to a point where there is no expectation of further improvement. If you are still receiving medical treatment, this delays the closure of the case.
Do Insurance Companies Play a Role in the Delay?
Insurance companies are not in business to pay out large sums of money, and they will do everything in their power to avoid paying damages. Their investigators will analyze and break down every detail of your case. Their investigations are often extensive and involve questioning recommended medical treatment, requesting additional evidence, and disputing claims.
Insurers may also often offer an initial settlement that is much lower than actual damages, which further delays the negotiation process. If you suspect your insurance company is acting in bad faith, you should contact the Phoenix injury lawyers at Sargon Law Group.
Who Should I Contact To Settle a Car Accident?
If you’re wondering why is my car accident settlement taking so long, our Phoenix motor vehicle accident attorney can walk you through the steps and discuss why it may be taking longer than you would like. We’ll work diligently for you to ensure you get the settlement you deserve as quickly as possible. When you believe the other person was at fault for your injuries, our Phoenix injury lawyers can fight for a settlement for you. Contact us so we can review your case and start the process.