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Will home insurance cover fire​?

Will Home Insurance Cover Fire in California?

Wildfires in California have caused billions of dollars in damage, displacing thousands of families and challenging homeowners' financial security. Understanding whether your home insurance covers fire damage—especially wildfires—is essential for protecting your property and peace of mind.  At Sargon Law Group, we’re here to help California residents navigate their policies, ensuring you get the...
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Does health insurance cover ski accidents?

Does Health Insurance Cover Ski Accidents?

Skiing is an exciting and fast-paced sport, which also means that ski accidents can be extremely sudden and damaging. The aftermath of a ski accident can leave you and other skiers with serious injuries and significant medical bills. It is only natural, then, that one pressing question will come to your mind: Does health...
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Can you sue someone after settling with their insurance?

Can You Sue Someone After Settling With Their Insurance?

Most personal injury claims resolve when the claimant accepts a settlement from the insurance company after negotiating for fair compensation. Unfortunately, however, it may come to light after the fact that the agreed-upon compensation was not enough to cover all of the claimant’s damages.  If you find yourself in this situation, it is important...
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Can you claim car accident without a police report?

Can You Claim a Car Accident Without a Police Report?

When you suffer any degree of damage or injury in a car accident, you have the right to file a claim for due compensation. If you are at all familiar with the claims process, you might be familiar with the concept of a police report. You might understandably wonder, then, whether you can claim...
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Will homeowners insurance cover a civil lawsuit?

Will Homeowners Insurance Cover a Civil Lawsuit?

If someone becomes injured on your property, will homeowners insurance cover a civil lawsuit if they decide to sue you? Homeowners insurance primarily covers your home and your belongings in case of theft or disaster. Your policy likely also includes liability coverage, which helps cover legal costs and damages in a civil lawsuit. What...
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What happens when you reject an insurance settlement offer?

What Happens When You Reject an Insurance Settlement Offer?

One of the most stressful aspects of the aftermath of a car accident is having to deal with insurance companies. Insurance companies often try to settle claims for as little as possible, which may result in you receiving a settlement that doesn’t fully cover your losses. Therefore, you may be wondering, what happens when...
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How To Know How Much Bodily Injury Coverage You Need

so residents don’t have to obtain personal injury protection insurance. However, licensed drivers must carry bodily injury liability and property damage liability coverage. You’ll have to purchase enough coverage to meet state requirements, but how much bodily injury coverage do you need? How do your coverage limits affect accident claims? Sargon Law Group explains....
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The Pros and Cons of Hiring a Workers’ Comp Attorney in Arizona

An estimated 60,000 Arizona workers get hurt on the job every year, including thousands who work in restaurants, hotels, healthcare businesses, retail stores, and other “safe” jobs. Knowing what to do if you get hurt at work matters because workplace injuries can take anyone by surprise. Injured workers can qualify for workers’ compensation benefits,...
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A Quick Explanation of Loss of Use Claims After a Car Accident

When you experience a car accident, damages and costs can add up in various ways. You have medical bills and repair costs to consider, and your vehicle may become temporarily unusable in the aftermath. Losing the ability to use your vehicle is a hit to your quality of life. It may even force you...
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How to deal with the at-fault driver's insurance company

How To Deal With the At-Fault Driver’s Insurance Company

Insurance companies portray themselves as friendly and responsive neighbors, always ready to assist clients at a moment’s notice. However, they may not be as helpful when you submit a claim against one of their drivers after an accident. The potential for bad faith claims and underhanded practices is why the Arizona Administrative Code dedicates...
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