Insurance claims

When you file an insurance claim after an accident, the insurer will send out an adjuster to investigate the case. Their job is to determine who is at fault so that the insurance company can make an informed settlement decision.  So how do adjusters determine who is at fault? The adjuster collects information and...

Consumer studies show that as many as 27% of collision claims result in a total loss, but this means that the vast majority of accidents simply require vehicle repairs. This leaves drivers without reliable transportation while their vehicles are in the shop and worries about how long insurance will pay for their rental car...

When another driver causes an accident, the amount of compensation you can get for your injuries may depend on their auto insurance coverage limits. So, what happens when a car accident claim exceeds insurance limits? You have options to get the compensation you deserve, either by filing a lawsuit or making a claim with...

Experiencing a hit-and-run accident can leave you feeling panicked and confused. It will also leave you with pressing questions, like will insurance cover a hit-and-run? What if the police cannot find the other driver? The good news is that insurance can cover a hit-and-run, but it’s important to fully understand this complicated process. What...

Wildfires in California have caused billions of dollars in damage, displacing thousands of families and challenging homeowners' financial security. Understanding whether your home insurance covers fire damage—especially wildfires—is essential for protecting your property and peace of mind.  At Sargon Law Group, we’re here to help California residents navigate their policies, ensuring you get the...

Skiing is an exciting and fast-paced sport, which also means that ski accidents can be extremely sudden and damaging. The aftermath of a ski accident can leave you and other skiers with serious injuries and significant medical bills. It is only natural, then, that one pressing question will come to your mind: Does health...

Most personal injury claims resolve when the claimant accepts a settlement from the insurance company after negotiating for fair compensation. Unfortunately, however, it may come to light after the fact that the agreed-upon compensation was not enough to cover all of the claimant’s damages.  If you find yourself in this situation, it is important...

When you suffer any degree of damage or injury in a car accident, you have the right to file a claim for due compensation. If you are at all familiar with the claims process, you might be familiar with the concept of a police report. You might understandably wonder, then, whether you can claim...

If someone becomes injured on your property, will homeowners insurance cover a civil lawsuit if they decide to sue you? Homeowners insurance primarily covers your home and your belongings in case of theft or disaster. Your policy likely also includes liability coverage, which helps cover legal costs and damages in a civil lawsuit. What...

One of the most stressful aspects of the aftermath of a car accident is having to deal with insurance companies. Insurance companies often try to settle claims for as little as possible, which may result in you receiving a settlement that doesn’t fully cover your losses. Therefore, you may be wondering, what happens when...