Sideswipe accidents can be an inconvenience. They can also cause major property damage and significant injuries. Regardless of whether or not the sideswipe incident is relatively minor or severe, the aftermath of these types of crashes can be confusing. Understanding the causes of sideswipe accidents, as well as the insurance challenges associated with these incidents, can help you and your family paint a clear picture of the types of compensation that may be available through a successful injury claim.
Common Causes of Sideswipe Accidents in Arizona
Sideswipe accidents happen when the sides of two vehicles collide, often while traveling in the same direction. These accidents regularly occur due to several reasons, including:
- Lane changes. One of the most common causes of sideswipe accidents is improper lane changes. Drivers often don’t check their blind spots or signal their intentions, leading to collisions with vehicles in adjacent lanes.
- Distracted driving. When drivers are distracted by activities such a texting, reaching for objects, eating, or adjusting the radio, they can drift out of their lane and sideswipe another vehicle.
- Speeding. High speeds (or driving too fast for conditions) can make it hard for drivers to control their cars, especially when merging or changing lanes on highways.
- Road conditions. Poor road surfaces, such as potholes or debris present, can cause drivers to swerve unexpectedly, leading to sideswipe accidents.
- Fatigue. Tired drivers typically have delayed reaction times and are more likely to drift out of their lanes, increasing the risk of sideswipe collisions.
- Impaired driving. Alcohol or drug impairment reduces a driver’s ability to maintain their lane and react appropriately to other vehicles, often resulting in sideswipe accidents.
This is most certainly not a complete list of the causes of sideswipe accidents, but it does cover a majority of the ways they happen. However, if you have any questions about your particular incident and whether or not you have a claim, we encourage you to reach out to an attorney today.
Insurance Carrier Challenges
Dealing with insurance companies after a sideswipe accident can be complex and frustrating. Here are some challenges you may face:
- Determining fault. Insurance carriers will investigate the collision to determine who was at fault. Sideswipe accidents can be tricky because both drivers may claim the other was responsible. Clear evidence, such as witness statements, dashcam footage, or traffic camera footage, can help establish fault.
- Comparative negligence. In Arizona, the concept of comparative negligence means that both parties can share fault for the accident. This can alter the dollar value of recoverable damages. For example, if you are found to be 20% at fault for a sideswipe, your compensation may be reduced by that percentage.
- Claim disputes. Insurance companies regularly dispute your claim or offer a lower settlement than you deserve. They might argue that your injuries or property damage are not as severe as claimed or that pre-existing conditions contributed to your injuries.
- Documentation. Thorough documentation is important for a successful claim. This includes medical records, repair estimates, police reports, and any other relevant evidence. Insurance companies may delay or deny claims that lack proper documentation.
- Legal assistance. Navigating the claims process can be overwhelming for those with limited legal experience, especially when dealing with uncooperative insurance companies. An experienced, trusted car accident lawyer can help you understand your rights, gather necessary evidence, and negotiate with insurers or other attorneys to ensure you receive fair compensation.
Can You Recover Compensation for Injuries and Property Damage?
Victims of sideswipe accidents in Arizona may be entitled to various types of compensation for their injuries and property damage. These include:
- Medical expenses. Compensation can cover costs related to emergency room visits, surgeries, hospital stays, medications, and ongoing rehabilitation for injuries sustained in the accident.
- Lost wages. If your injuries prevent you from working, you can claim compensation for lost income during your recovery period. This can also include compensation for future lost earning potential if your injuries result in long-term or permanent disability.
- Property damage. Victims can receive compensation for the repair or replacement of their vehicle and any other personal property damaged in the accident.
- Pain and suffering. This type of compensation addresses the physical pain and emotional distress caused by the accident. It is often calculated based on the severity of the injuries and the impact on your daily life.
- Loss of consortium. If the accident affects your relationship with your spouse or family, compensation for loss of companionship and support may be available.
If you have a question about your particular claim and the types of compensation you may be able to receive, we encourage you to reach out to a car accident lawyer located in Phoenix with experience handling sideswipe claims in Arizona.